You Need A Budget (YNAB)

There are a few ways to apply Rule Two (Save for a Rainy Day) to your wildly fluctuating income situation. This also applies if you happen to receive windfalls, but are otherwise on a fairly steady income.

Direct download: 089_-_Wildly_Fluctuating_Income.mp3
Category:general -- posted at: 6:56pm EDT

Your budget will never be perfect, because you're dealing with imperfect variables (people, external events, and bad data).

Direct download: 088_-_Perfect_is_the_Enemy_of_Good.mp3
Category:general -- posted at: 6:17pm EDT

The key is to give them a taste of how good it feels to save up and pay for something. Positive, achievable, and life-changing.

Direct download: 087_-_A_Tactic_for_the_Reluctant_Spouse.mp3
Category:general -- posted at: 12:00am EDT