How do you view financial goals? What if you saw them more as guesses?

When budgeting with a partner... establish a workflow, ownership, simplification, etc.

It's a therapy session folks! Gettingn down to the WHY behind money will bring you absolute clarity. It's Rule One.

When budgeting with a partner... have a regular budgeting meeting. Make it fun. 

When budgeting with a partner.... have some individual space. You need some fun money. 

When budgeting with a partner... keep it simple. You merged your lives—merge your finances.

When budgeting with a partner.... be clear about what you bring to the table. All of it. Debts, habits, passions, etc.