You Need A Budget (YNAB)

Merry Christmas! I hope it was financially boring, but in every other way an exciting, restful, introspective time.

Direct download: 256_-_Merry_Christmas.mp3
Category:general -- posted at: 8:00am EST

A shout-out to our support team that's teaching people to budget all through the holiday season!

Direct download: 255_-_Support_Amids_the_Holiday_Chaos.mp3
Category:general -- posted at: 8:00am EST

A look back at 2016 (our craziest year ever). A look forward to 2017. At least the first quarter.

Direct download: 254_-_A_Quick_Look_Back_and_Talking_About_Going_Forward.mp3
Category:general -- posted at: 8:00am EST

253 - Budgeting is Boring. Let's All Just Admit That.

Let's face it. If you're doing it right, it's downright boring.

Direct download: 253_-_Budgeting_is_Boring._Lets_All_Just_Admit_That..mp3
Category:general -- posted at: 8:00am EST

How the age of your money becomes even more important when your income has a wild side.

Direct download: 252_-_Growing_Old_Together_with_Your_Crazy_Money.mp3
Category:general -- posted at: 8:00am EST

Rule Two times two (or three, or four) when it comes to a variable income.

Direct download: 251_-_Rule_Two_With_a_Wild_Income.mp3
Category:general -- posted at: 8:00am EST

A question for the eternities: Can I afford this?

Direct download: 250_-_Can_I_Afford_It__Yes_Oh...Wait.mp3
Category:general -- posted at: 8:00am EST

Why does variable income make budgeting so tough? Because we're budgeting wrong.

Direct download: 249_-_Budget_Fails_with_Variable_Income.mp3
Category:general -- posted at: 8:00am EST

It's your money (read: life), so march to your own drum.

Direct download: 248_-_March_to_Your_Own_Drum.mp3
Category:general -- posted at: 8:00am EST

If the balance in your account has morphed into its own priority, do a bit of a sanity check.

Direct download: 247_-_When_the_Money_Itself_Becomes_a_Priority...Watch_Out..mp3
Category:general -- posted at: 9:01pm EST

A special podcast, because reports are here.

Direct download: 246_-_A_Report_on_Reports.mp3
Category:general -- posted at: 8:00am EST

A special podcast, because reports are here.

Direct download: 246_-_A_Report_on_Reports.mp3
Category:general -- posted at: 8:00am EST

Your budget is your deferential butler. Don't you agree, sir?

Direct download: 245_-_Budgets__Butlers.mp3
Category:general -- posted at: 8:00am EST

We have workshops! You should give one a shot.

Direct download: 244_-_Were_Doing_Workshops_Now.mp3
Category:general -- posted at: 8:00am EST

How do you accomplish anything? Be thoughtful about what you want, and intentional about how to get it.

Direct download: 243_-_A_100_Remote_Company._And_You_Can_Too..mp3
Category:general -- posted at: 8:00am EST

My irrational reaction to not having my own car for 24 hours. What are yours?

Direct download: 242_-_But_Its_MY_Car.mp3
Category:general -- posted at: 8:00am EST

Here's the #1 reason to pay cash for your next house.

Direct download: 241_-_Cash_for_the_Next_House.mp3
Category:general -- posted at: 8:00am EST

Stops, Starts, and Struggles. Be patient with yourself as you learn the YNAB Way.

Direct download: 240_-_What_Learning_YNAB_Looks_Like.mp3
Category:general -- posted at: 8:00am EST

Blank slating in life, and in budgeting, can be super insightful.

Direct download: 239_-_Blank_Slate.mp3
Category:general -- posted at: 8:00am EST

I've outsourced my fitness and nutrition. What about money?

Direct download: 238_-_Outsourcing.mp3
Category:general -- posted at: 8:00am EST

Making a number less confusing.

Direct download: 237_-_Thinking_Aloud_About__To_Be_Budgeted_.mp3
Category:general -- posted at: 8:00am EST

An look inside the YNAB team.

Direct download: 236_-_Working_at_YNAB.mp3
Category:general -- posted at: 8:00am EST

It really is a simple path. And J L Collins knows how to navigate it.

Direct download: 235_-_The_Simple_Path_to_Wealth.mp3
Category:general -- posted at: 8:00am EST

Carve out time to do "Deep Work" so you can clearly understand your priorities.

Direct download: 234_-_Deep_Work_for_Dialed_In_Priorities.mp3
Category:general -- posted at: 8:00am EST

One of the richest men in the history of the world was a bookkeeper. Mic drop.

Direct download: 233_-_One_of_the_Richest_Men_in_the_World_was_a_Bookkeeper.mp3
Category:general -- posted at: 8:00am EST

It's critical that your pace is intense, but sustainable.

Direct download: 232_-_Treat_Yourself.mp3
Category:general -- posted at: 8:00am EST

How do you handle things when you're paid every day? The same way.

Direct download: 231_-_When_Youre_Paid_Every_Day.mp3
Category:general -- posted at: 8:00am EST

YNAB CCO, Todd Curtis, and I talk about couples and money, and why we recommend joining forces.

Direct download: 230_-_Budgeting_with_a_Partner.mp3
Category:general -- posted at: 8:00am EST

YNAB CCO, Todd Curtis, and I discuss an argument for (and solid research backing) the idea of simplifying.

Direct download: 229_-_Simplify__Decision_Fatigue.mp3
Category:general -- posted at: 8:00am EST

YNAB Chief Customer Officer, Todd Curtis, and I discuss focusing on long term goals by looking at the here and now.

Direct download: 228_-_Think_Long_Act_Now__Focus__Start_Now.mp3
Category:general -- posted at: 8:00am EST

A report on our "Cash is King" budget where I talk about the ups and downs experienced so far.

Direct download: 227_-_A_Report_on_Our__Cash_is_King__Budget.mp3
Category:general -- posted at: 8:00am EST

What kind of identity do you have wrapped up in your car? Just something to think about.

Direct download: 226_-_Cars_and_the_Identities_that_Drive_Them.mp3
Category:general -- posted at: 8:00am EST

The budget should force a "revisiting" of priorities without necessarily having your hand forced externally.

Direct download: 225_-_Moments_that_Force_You_to_Question_Your_Priorities.mp3
Category:general -- posted at: 9:37am EST

Why saving for its own sake can be dangerous.

Direct download: 224_-_Think_Long_Act_Now__Savings__Your_Budget.mp3
Category:general -- posted at: 8:00am EST

The end all be all strategy for paying down your debt.

Direct download: 223_-_Deal_w__your_Debt__Be_Strategic.mp3
Category:general -- posted at: 8:00am EST

Steps to take before you take steps to pay down your debt.

Direct download: 222_-_Deal_w__your_Debt__Changing_Habits.mp3
Category:general -- posted at: 7:56am EST

I talk with evidence-based investing advisor Matt Hall about, you guessed it, investing.

Direct download: 221_-_Interview_with_Author_of__Odds_On__Matt_Hall.mp3
Category:general -- posted at: 8:00am EST

The ultimate experience as it relates to "Save up for it."

Direct download: 220_-_Retreat_Retreat.mp3
Category:general -- posted at: 8:26am EST

What if I dramatically reduce our categories so we hit our goals, classify all online purchases as "online" and use cash for everything else?

Direct download: 219_-_Is_Cash_King_.mp3
Category:general -- posted at: 8:00am EST

The New YNAB is three months old. How is it going? A bit behind the scenes.

Direct download: 218_-_Quarter_in_Review.mp3
Category:general -- posted at: 1:02pm EST

A question that goes a bit deeper than just giving every dollar a job.

Direct download: 217_-_How_Will_You_Feel_When_y.mp3
Category:general -- posted at: 8:00am EST

An interview with NYT bestselling author Ron Lieber about how to not raise spoiled kids...

Direct download: 216_-_The_Opposite_of_Spoiled.mp3
Category:general -- posted at: 8:00am EST

Is the ideal budget just four categories?

Direct download: 215_-_Managing_Money_Less.mp3
Category:general -- posted at: 8:00am EST

Why do businesses always end up morphing into finance companies?

Direct download: 214_-_One_Year_Same_As_Cash.mp3
Category:general -- posted at: 8:00am EST

Where we talk about students and their debt, and "swipe technology."

Direct download: 213_-_Interview_with_Adam_Carroll_Student_Loan_Expert.mp3
Category:general -- posted at: 8:00am EST

Rule Four reloaded.

Direct download: 212_-_Rule_Four_Reloaded.mp3
Category:general -- posted at: 8:00am EST

Rule Three reloaded.

Direct download: 211_-_Rule_Three_Reloaded.mp3
Category:general -- posted at: 8:00am EST

Rule Two reloaded.

Direct download: 210_-_Rule_Two_Reloaded.mp3
Category:general -- posted at: 8:00am EST

Rule One reloaded.

Direct download: 209_-_Rule_One_Reloaded.mp3
Category:general -- posted at: 8:00am EST

The "minimum viable product" strategy as it relates to software.

Direct download: 208_-_MVP.mp3
Category:general -- posted at: 3:14pm EST

There's a new feature in our latest version of the YNAB software, and we think you'll love it!

Direct download: 207_-_Goals_Goals_Goals.mp3
Category:general -- posted at: 8:00am EST

206 - January vs December

Christmas bills got you down? Make next Christmas better!

Direct download: 206_-_January_vs_December.mp3
Category:general -- posted at: 8:00am EST

Sometimes, things just have to change.

Direct download: 205_-_I_Changed_My_Mind.mp3
Category:general -- posted at: 8:00am EST