You Need A Budget (YNAB)

There can be more to a purchase than the price tag


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Direct download: 346_-_Tertiary_Costs.mp3
Category:general -- posted at: 8:00am EDT

What if you never had to buy another toaster again?

 

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Direct download: 345_-_The_Heirloom_Toaster_Company.mp3
Category:general -- posted at: 8:00am EDT

Buy it once, never replace it and why.

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Direct download: 344_-_The_DL_on_BIFL.mp3
Category:general -- posted at: 8:00am EDT

It's time for a, "Manual Intervention."

 

 

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Direct download: 343_-_A_Manual_Intervention.mp3
Category:general -- posted at: 8:00am EDT

Sometimes the slog is real, the motivation is waning and you are grinding. What do you do in those situations to keep your head above water?

Direct download: 342_-_Motivation_the_Grind.mp3
Category:general -- posted at: 8:00am EDT

Are credit cards a budget breaker?

Direct download: 341_-_Broken_Budgets.mp3
Category:general -- posted at: 8:00am EDT

YNAB has a new API

Direct download: 339_-_API.mp3
Category:general -- posted at: 8:00am EDT

Do you fear you've missed out on budgeting?

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Direct download: 340_-_FOMO.mp3
Category:general -- posted at: 8:00am EDT

Jesse talks with Mike Michalowicz, author of Clockwork: Design Your Business to Run Itself—a book about how to stop sacrificing family, friendships and freedom for the sake of your business.


Available Today

Direct download: YNAB_Podcast_Mike_Michalowicz_Interview.mp3
Category:general -- posted at: 8:00am EDT

Budgeting is spending; nothing more, nothing less.

 

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Direct download: 338_-_Budgeting_is_Spending.mp3
Category:general -- posted at: 8:00am EDT

How about a vacation from budgeting?

 

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Direct download: 337_-_Taking_a_Vacation_from_Budgeting.mp3
Category:general -- posted at: 8:00am EDT

We're taking a break to produce season 2 of Debt Stories. In the meantime check in every Monday for the YNAB Podcast. You can also catch up on any episodes you may have missed and please share with a friend. Thank you.

https://www.youneedabudget.com/debt-podcast/

Direct download: Taking_A_Break_08_02_18.mp3
Category:general -- posted at: 8:00am EDT

It's ok if you and your partner don't think about money the same way

 

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Direct download: 336_-_Better_Halves_and_Budgets.mp3
Category:general -- posted at: 8:00am EDT

She used to buy every gadget that crossed her path. Now, her cousin calls her “the Queen of Cheap.”—learn how Jennifer paid off all of her student loans and most of her credit card debt, and purchased her very first home in Chicago proper.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_07_07_26_18_001.mp3
Category:general -- posted at: 8:00am EDT

Obligations remain despite life-changing circumstances.

Direct download: 335_-_Money_Stops_Obligations_Keep_Coming.mp3
Category:general -- posted at: 8:00am EDT

This family of four lives in Downsville, Utah. When her husband lost his accounting job, they turned to the credit card. When they hit a $15,000 balance, she discovered YNAB ...

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_06_07_19_18_001.mp3
Category:general -- posted at: 8:00am EDT

Jesse expounds on his stance of not paying for his children's college education

Direct download: 334__-_Parenting_is_Hard_Not_Expensive.mp3
Category:general -- posted at: 8:00am EDT

This family of four in Marietta, Georgia, had racked up $263,000 of debt—a number that used to keep Brittany awake at night (and that was before the job losses). Still, they made it work.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_05_07_12_18_001.mp3
Category:general -- posted at: 8:00am EDT

Some things get better when they experience shock

Direct download: 332_-_Antifragile_Finances.mp3
Category:general -- posted at: 8:00am EDT

He and his wife paid off $30,000 of debt in three years. It was all about choices—find out whether they picked air conditioning or Amazon Prime.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_04_07_05_18_001.mp3
Category:general -- posted at: 8:00am EDT

Jesse discusses a conversation he has with a friend about whether or not they should pay off their house.

Direct download: 333_-_Lowering_the_Baseline.mp3
Category:general -- posted at: 8:00am EDT

He’s a pastor, and she’s a stay-at-home mom. With five kids and $30,000 in debt, stress levels were high. Find out how a spice jar solved their money problems.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_03_06_27_18_001.mp3
Category:general -- posted at: 8:00am EDT

Eating out can have a big impact on your budget. Are we spending too much on restaurants and takeout?

Direct download: 330_-_Is_Eating_Out_Eating_Your_Budget.mp3
Category:general -- posted at: 4:27pm EDT

Find out how an IT business analyst from Kenton, Michigan, realized that it was cheaper to quit his job!

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_02_06_21_18_001.mp3
Category:general -- posted at: 8:00am EDT

An unconventional experiment to deal with a clothing category

Direct download: 331_-_Sacreligious_Budgeting.mp3
Category:general -- posted at: 11:03am EDT

Angela’s family slowly sipped their way through to-go coffees until they’d reached a staggering $85,000 in debt. Just kidding, they bought a house and a pink Toyota, too. Find out how they paid it all off.

Direct download: Debt_Stories_Ep_01_06_14_18_001.mp3
Category:general -- posted at: 8:00am EDT

The emergency fund that's gathering dust.

Direct download: 329_-_When_the_Emergency_Funds_Gathering_Dust_and_Why.mp3
Category:general -- posted at: 8:00am EDT

Why do we have people only budget what they have? Even in the surest of sure employment situations?

Direct download: 328_-_Budget_Only_What_You_Have.mp3
Category:general -- posted at: 8:45pm EDT

A plea for blind trusts for the everyman.

Direct download: 327_-_A_Blind_Trust.mp3
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Everyone has a cabin. Shouldn't I? And other silly questions that are hard to answer.

Direct download: 326_-_Renting_vs._Buying.mp3
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A mini-report one one of my New Year's resolutions, and what I've learned being blindly obedient.

Direct download: 325_-_Blind_Obedience_and_All_Its_Benefits.mp3
Category:general -- posted at: 8:00am EDT

What's the purpose of that fridge? Knife? Car? Bike? Boat? House? A stroll and ramble through this question of joy and material things.

Direct download: 324_-_Material_Joy.mp3
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An interview with Ms. Frugalwoods. (I LOVED this book!)

Direct download: 323_-_How_to_Retire_and_Move_to_the_Woods_Fulltime.mp3
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Which items have you purchased that have created buyer's remorselessness.

Direct download: 322_-_Buyers_Remoreselessness.mp3
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Sometimes you just have to let it go.

Direct download: 321_-_Let_It_Go.mp3
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Just don't walk past zero into debt. Get comfortable with zero.

Direct download: 320_-_Where_Has_Zero_Gone_.mp3
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The biggest news we've ever shared.

Direct download: 319_-_YNAB___Intuit_Acquisition.mp3
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Stop optimizing and be content with pace.

Direct download: 318_-_Ever_the_Optimizer.mp3
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What you learn from the junior partner in "The Greatest Showman"

Direct download: 317_-_The_Greatest_Showman.mp3
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A little story about a man and his boat. And an investment banker.

Direct download: 316_-__The_Mexican_Fisherman_.mp3
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A little experiment to amass a lot of money.

Direct download: 315_-_Savings__Undetected..mp3
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How you define means makes all the difference.

Direct download: 314_-_What_do_you_mean_means_.mp3
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The biggest non-negotiable expense ever. And you're probably ignoring it.

Direct download: 313_-_Non-Negotiables.mp3
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Amazing what a little perspective shift gives you. Where do you get your perspective shifted?

Direct download: 312_-_MASH.mp3
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A call to get organized, simplify, and reduce the financial cruft in your life.

Direct download: 311_-_All_Mixed_Up_Dont_Know_What_to_Do.mp3
Category:general -- posted at: 12:00pm EDT

Inspired by my favorite personal finance book, "The Richest Man in Babylon"

Direct download: 310_-_Pay_Yourself_First.mp3
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That's right. If you're average (and you are), then you have a spending problem--not an income problem.

Direct download: 309_-_You_Have_a_Spending_Problem.mp3
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This is a PSA to remind you that taxes are your life's single biggest expense.

Direct download: 308_-_Taxes_Tax_Your_Take_Terribly.mp3
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Maybe that "pipe dream" goal isn't so far off afterall.

Direct download: 307_-__I_Want_A_100-Foot_Boat_.mp3
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My favorite time of year is January. New year, new you.

Direct download: 306_-_My_Favorite_Time_of_Year.mp3
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