The YNAB Podcast

A technique to get those resolutions and goals to stick.


Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 356_-_Annual_Goals_Reviewed_Daily.mp3
Category:general -- posted at: 6:00am MDT

Is there an opportunity this season for you to try something briefly unsustainable to reach a goal?



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Direct download: 355_-_Moving_the_Pine_Needle.mp3
Category:general -- posted at: 6:00am MDT

December is a very busy month.



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Direct download: 354_-_Hassle_and_Bustle.mp3
Category:general -- posted at: 6:00am MDT

Jesse interviews Dr. Ryan Law, professor of financial counseling at Utah Valley University. They discuss student loan debt.

 

 

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Direct download: 353_-_Student_Loan_Syndrome_an_Interview_with_Ryan_Law.mp3
Category:general -- posted at: 6:00am MDT

Breaking news: take a news break.



Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 352_-_No-News-is-Good-News-For-You.mp3
Category:general -- posted at: 6:00am MDT

Buy, buy, buy and find out why.



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Direct download: 351_-_How_to_Time_the_Market.mp3
Category:general -- posted at: 6:00am MDT

Jesse encourages you to try a writing exercise this holiday.

 

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Direct download: Thanksgiving_2018_Gratitude_Combats_Discontent.mp3
Category:general -- posted at: 6:00am MDT

Pay yourself first ... and forever


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Direct download: 350_-_Pay_Yourself_First.mp3
Category:general -- posted at: 6:00am MDT

A simpler approach to big goals




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Direct download: 349_-_Big-Goals-the-End.mp3
Category:general -- posted at: 6:00am MDT

The problem with forecasting money you don't have yet.


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Direct download: 348_-_Why_is_Forecasting_Bad.mp3
Category:general -- posted at: 6:00am MDT

Subscriptions, subscriptions, subscriptions.



Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 347_-_The_Subscription_Scourge.mp3
Category:general -- posted at: 6:00am MDT

There can be more to a purchase than the price tag


Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 346_-_Tertiary_Costs.mp3
Category:general -- posted at: 6:00am MDT

What if you never had to buy another toaster again?

 

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Direct download: 345_-_The_Heirloom_Toaster_Company.mp3
Category:general -- posted at: 6:00am MDT

Buy it once, never replace it and why.

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 344_-_The_DL_on_BIFL.mp3
Category:general -- posted at: 6:00am MDT

It's time for a, "Manual Intervention."

 

 

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Direct download: 343_-_A_Manual_Intervention.mp3
Category:general -- posted at: 6:00am MDT

Sometimes the slog is real, the motivation is waning and you are grinding. What do you do in those situations to keep your head above water?

Direct download: 342_-_Motivation_the_Grind.mp3
Category:general -- posted at: 6:00am MDT

Are credit cards a budget breaker?

Direct download: 341_-_Broken_Budgets.mp3
Category:general -- posted at: 6:00am MDT

YNAB has a new API

Direct download: 339_-_API.mp3
Category:general -- posted at: 6:00am MDT

Do you fear you've missed out on budgeting?

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Direct download: 340_-_FOMO.mp3
Category:general -- posted at: 6:00am MDT

Jesse talks with Mike Michalowicz, author of Clockwork: Design Your Business to Run Itself—a book about how to stop sacrificing family, friendships and freedom for the sake of your business.


Available Today

Direct download: YNAB_Podcast_Mike_Michalowicz_Interview.mp3
Category:general -- posted at: 6:00am MDT

Budgeting is spending; nothing more, nothing less.

 

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Direct download: 338_-_Budgeting_is_Spending.mp3
Category:general -- posted at: 6:00am MDT

How about a vacation from budgeting?

 

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Direct download: 337_-_Taking_a_Vacation_from_Budgeting.mp3
Category:general -- posted at: 6:00am MDT

It's ok if you and your partner don't think about money the same way

 

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Direct download: 336_-_Better_Halves_and_Budgets.mp3
Category:general -- posted at: 6:00am MDT

She used to buy every gadget that crossed her path. Now, her cousin calls her “the Queen of Cheap.”—learn how Jennifer paid off all of her student loans and most of her credit card debt, and purchased her very first home in Chicago proper.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_07_07_26_18_001.mp3
Category:general -- posted at: 6:00am MDT

Obligations remain despite life-changing circumstances.

Direct download: 335_-_Money_Stops_Obligations_Keep_Coming.mp3
Category:general -- posted at: 6:00am MDT

This family of four lives in Downsville, Utah. When her husband lost his accounting job, they turned to the credit card. When they hit a $15,000 balance, she discovered YNAB ...

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_06_07_19_18_001.mp3
Category:general -- posted at: 6:00am MDT

Jesse expounds on his stance of not paying for his children's college education

Direct download: 334__-_Parenting_is_Hard_Not_Expensive.mp3
Category:general -- posted at: 6:00am MDT

This family of four in Marietta, Georgia, had racked up $263,000 of debt—a number that used to keep Brittany awake at night (and that was before the job losses). Still, they made it work.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_05_07_12_18_001.mp3
Category:general -- posted at: 6:00am MDT

Some things get better when they experience shock

Direct download: 332_-_Antifragile_Finances.mp3
Category:general -- posted at: 6:00am MDT

He and his wife paid off $30,000 of debt in three years. It was all about choices—find out whether they picked air conditioning or Amazon Prime.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_04_07_05_18_001.mp3
Category:general -- posted at: 6:00am MDT

Jesse discusses a conversation he has with a friend about whether or not they should pay off their house.

Direct download: 333_-_Lowering_the_Baseline.mp3
Category:general -- posted at: 6:00am MDT

He’s a pastor, and she’s a stay-at-home mom. With five kids and $30,000 in debt, stress levels were high. Find out how a spice jar solved their money problems.

 

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_03_06_27_18_001.mp3
Category:general -- posted at: 6:00am MDT

Eating out can have a big impact on your budget. Are we spending too much on restaurants and takeout?

Direct download: 330_-_Is_Eating_Out_Eating_Your_Budget.mp3
Category:general -- posted at: 2:27pm MDT

Find out how an IT business analyst from Kenton, Michigan, realized that it was cheaper to quit his job!

Find more information at http://ynab.com/debt-podcast

Direct download: Debt_Stories_Ep_02_06_21_18_001.mp3
Category:general -- posted at: 6:00am MDT

An unconventional experiment to deal with a clothing category

Direct download: 331_-_Sacreligious_Budgeting.mp3
Category:general -- posted at: 9:03am MDT

Angela’s family slowly sipped their way through to-go coffees until they’d reached a staggering $85,000 in debt. Just kidding, they bought a house and a pink Toyota, too. Find out how they paid it all off.

Direct download: Debt_Stories_Ep_01_06_14_18_001.mp3
Category:general -- posted at: 6:00am MDT

The emergency fund that's gathering dust.

Direct download: 329_-_When_the_Emergency_Funds_Gathering_Dust_and_Why.mp3
Category:general -- posted at: 6:00am MDT

Why do we have people only budget what they have? Even in the surest of sure employment situations?

Direct download: 328_-_Budget_Only_What_You_Have.mp3
Category:general -- posted at: 6:45pm MDT

A plea for blind trusts for the everyman.

Direct download: 327_-_A_Blind_Trust.mp3
Category:general -- posted at: 6:00am MDT

Everyone has a cabin. Shouldn't I? And other silly questions that are hard to answer.

Direct download: 326_-_Renting_vs._Buying.mp3
Category:general -- posted at: 6:00am MDT

A mini-report one one of my New Year's resolutions, and what I've learned being blindly obedient.

Direct download: 325_-_Blind_Obedience_and_All_Its_Benefits.mp3
Category:general -- posted at: 6:00am MDT

What's the purpose of that fridge? Knife? Car? Bike? Boat? House? A stroll and ramble through this question of joy and material things.

Direct download: 324_-_Material_Joy.mp3
Category:general -- posted at: 6:00am MDT

An interview with Ms. Frugalwoods. (I LOVED this book!)

Direct download: 323_-_How_to_Retire_and_Move_to_the_Woods_Fulltime.mp3
Category:general -- posted at: 6:00am MDT

Which items have you purchased that have created buyer's remorselessness.

Direct download: 322_-_Buyers_Remoreselessness.mp3
Category:general -- posted at: 6:00am MDT

Sometimes you just have to let it go.

Direct download: 321_-_Let_It_Go.mp3
Category:general -- posted at: 6:00am MDT

Just don't walk past zero into debt. Get comfortable with zero.

Direct download: 320_-_Where_Has_Zero_Gone_.mp3
Category:general -- posted at: 6:00am MDT

The biggest news we've ever shared.

Direct download: 319_-_YNAB___Intuit_Acquisition.mp3
Category:general -- posted at: 6:00am MDT

Stop optimizing and be content with pace.

Direct download: 318_-_Ever_the_Optimizer.mp3
Category:general -- posted at: 6:00am MDT

What you learn from the junior partner in "The Greatest Showman"

Direct download: 317_-_The_Greatest_Showman.mp3
Category:general -- posted at: 6:00am MDT

A little story about a man and his boat. And an investment banker.

Direct download: 316_-__The_Mexican_Fisherman_.mp3
Category:general -- posted at: 6:00am MDT

A little experiment to amass a lot of money.

Direct download: 315_-_Savings__Undetected..mp3
Category:general -- posted at: 6:00am MDT

How you define means makes all the difference.

Direct download: 314_-_What_do_you_mean_means_.mp3
Category:general -- posted at: 6:00am MDT

The biggest non-negotiable expense ever. And you're probably ignoring it.

Direct download: 313_-_Non-Negotiables.mp3
Category:general -- posted at: 6:00am MDT

Amazing what a little perspective shift gives you. Where do you get your perspective shifted?

Direct download: 312_-_MASH.mp3
Category:general -- posted at: 6:00am MDT

A call to get organized, simplify, and reduce the financial cruft in your life.

Direct download: 311_-_All_Mixed_Up_Dont_Know_What_to_Do.mp3
Category:general -- posted at: 10:00am MDT

Inspired by my favorite personal finance book, "The Richest Man in Babylon"

Direct download: 310_-_Pay_Yourself_First.mp3
Category:general -- posted at: 6:00am MDT

That's right. If you're average (and you are), then you have a spending problem--not an income problem.

Direct download: 309_-_You_Have_a_Spending_Problem.mp3
Category:general -- posted at: 6:00am MDT

This is a PSA to remind you that taxes are your life's single biggest expense.

Direct download: 308_-_Taxes_Tax_Your_Take_Terribly.mp3
Category:general -- posted at: 6:00am MDT

Maybe that "pipe dream" goal isn't so far off afterall.

Direct download: 307_-__I_Want_A_100-Foot_Boat_.mp3
Category:general -- posted at: 6:00am MDT

My favorite time of year is January. New year, new you.

Direct download: 306_-_My_Favorite_Time_of_Year.mp3
Category:general -- posted at: 6:00am MDT