The YNAB Podcast

It's that time of year again... time to burn it all down! The budget, that is. Every year Jesse "burns down" his budget, deleting all the categories and questioning whether the family could live without them. It's a fun thought experiment, especially with the typical must-have things.

 

Do you really need groceries every month? Of course you do, but what if you didn't do it? How would you survive? The point is not to figure out how to live without groceries, it's to ask the question and get your brain thinking about the deeply held assumptions you have about your consumption. At the end of the day, most of your categories will probably go back in. But hopefully, you'll rethink at least one thing in your budget, and find an opportunity to bring your spending more in line with your priorities in the New Year.

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 554_Budget_Burndown_Revisited.mp3
Category:general -- posted at: 12:00am MDT

Millions of people struggle with ADHD, and it has financial ramifications -- decision fatigue, difficulty planning future purchases, and impulsive spending habits. Jak is a coach for "ADHD'ers," as she calls them, helping people form strategies for coping with emotional highs and lows and gain control over their money. An ADHD'er herself, she found the visual aspect of YNAB highly effective in keeping her engaged with both her current spending and her long-term plans (sinking funds).

 

Chelsea is an intuitive eating coach, and a fellow ADHD'er who engaged Jak for coaching. Together they discovered YNAB, and joined the podcast to share its helpfulness with others suffering from ADHD.

 

You can find more about Jak and Chelsea here:

Jak IG: @authenticallyadhd

Jak email: authenticallyadhd@gmail.com

YNAB and ADHD Workshop: www.authenticallyadhd.com/membership

 

Chelsea IG: @_chelseahester_

Chelsea website: www.chelseahester.com

 

Direct download: 553_Money_Stories_EP13_Jak_and_Chelsea_ADHD.mp3
Category:general -- posted at: 12:00am MDT

We're nearly to the end of 2021, so Jesse took a moment to celebrate all of your biggest budgeting wins this year. To all the YNAB users who accomplished your goals and improved your financial standing -- no matter how big or how small -- congratulations! Here's to another year of budgeting wins, breaking the paycheck to paycheck cycle, and reduced stress.

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 552_Celebrating_Biggest_Wins_2021.mp3
Category:general -- posted at: 12:00am MDT

A listener asks -- what can I do to get my budget back on track after falling off the wagon?

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Direct download: 551_Ask_Jesse_Fallen_Off_the_Wagon.mp3
Category:general -- posted at: 12:00am MDT

Jesse chats with the Chief Hustler of side hustles, Nick Loper. Nick  has made a living out of side hustles, literally! A serial entrepreneur, Nick started a number of small businesses and side hustles before writing books about his experience and teaching others how to start their own side hustles. He is also an author, with a new book out: $1,000 100 Ways.

 

After helping thousands of people launch their own hustles, Nick probably has a way (or maybe 100 ways) you can start your own and bring home more money.

 

Side Hustle Nation Ideas

https://www.sidehustlenation.com/ideas

 

The Side Hustle Show

https://www.sidehustlenation.com/side-hustle-show/

 

$1,000 100 Ways by Nick Loper

https://www.amazon.com/gp/product/B099TQL3T7/ref=dbs_a_def_rwt_hsch_vapi_tpbk_p1_i0

 

Direct download: 550_Nick_Loper_Side_Hustle_Nation.mp3
Category:general -- posted at: 12:00am MDT