A lesson on focus.

The biggest rainy day you have is when you retire. Old-timer. ;)

There are Four Rules to YNAB's Method, but One Rule to rule them all.

The Android app looks great! It's available by the end of the day today for a free update.

The longer you use YNAB and follow the method, the fewer emergencies you have.

How I'm buying in to Tesla ;)

Keeping your head up, when progress seems to be more backward than forward.

Viewing money for what it represents seems to lend itself to a pretty healthy outlook on life.

PACE: A Small Business Owner's Guide to Complete Cash Flow Clarity.

Facing the right direction brings peace. With pace playing second fiddle.

Frugality, for its own sake, is really, really boring.

Living within your means frees up cash for saving or getting out of debt, but it is so much more than just that.

Sometimes you've cut all you can cut, and it's time to increase the size of your shovel.

You have permission to keep it simple. Challenging assumptions.

The one thing we don't talk about regarding debt, is that it kills scarcity. Scarcity helps you.

After a little YNABer feedback, I've decided to revise and extend my remarks on debt…focusing on good debt versus bad debt.

We talk a lot about priorities. here's my view on getting out of debt, as your single priority.

It's that age-old habit of humanity where we judge others quickly, but rarely examine our own insane behaviors.

YNAB for iPad is here. It's great. It's free.

If something is really complicating YNAB for you, maybe stop doing that thing?

Look to optimize, and simplify.

A promise to Julie, and some advice for business owners (and everyone).

There's no shame in it. If you've quit YNAB, get started again. We've made the restart easy.

I may be pulling YNAB out of the equation for our kids and their money.

A financial lesson learned in the Arizona summer heat, while picking blackberries for my dad, when I was ten.

A few thoughts on forecasting, scarcity, and clarity.

 When you're in emergency mode, suddenly every purchase is justifiable. How do you avoid this flawed thinking?

I want to make some changes to how I spend my time. You can guess where this is going.

Announcing a new "division" of YNAB, designed specifically for small business owners.

The title says it all. If you don't want to change it, maybe you don't need to track it.

Create more than you consume, and develop a bias toward action.

Beware the tendency to not scrutinize your credit card point purchases.

Totally off-topic, but maybe till'll resonate with you. How I manage my To Dos.

When something financially unexpected happens, we all ask ourselves this same question. It's often seen as a negative, but let's turn that on its head.

We spent a week at Disneyland, and I learned a few things about questioning our assumptions.

YNAB's Notes feature is as flexible as your imagination. Let it run wild!

Perhaps generosity benefits the giver in ways not previously considered.

Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy

We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.

If you're running a business with YNAB, should you have it as a separate budget, or part of the same file?

Luckily, budgeting has nothing to do with the olympics. Take another run as often as you want.

The key, is to break it down.

YNAB has a great dollar-for-dollar value proposition, but the intangibles of budgeting are even better.

Winning financially is simple. You just need a pen, a paper, and a plan.

I think I save for its own sake, assuming there's something inherently good about saving "more," regardless of the fact that more remains undefined. Maybe I should relax.